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FTC Disclosure — Affiliate & Digital Marketing

FOR EDUCATIONAL PURPOSES ONLY: All tools, worksheets, guides, and content on MY Consumer Compass are provided for educational purposes only. This is education, not financial, investment, tax, or legal advice, and it is not tailored to your situation. Consult a qualified professional before making any financial decision.

COMMISSION DISCLOSURE — I DO EARN A COMMISSION: I earn a commission for my own products featured inside this site, including digital courses, worksheets, templates, and affiliate offers. I may also earn a commission when you click links to third-party banks, budgeting apps, books, tools, or other products and then sign up or make a purchase. You never pay more because you used one of my links — the commission is paid by the seller, not by you.

Advertising & sponsorship disclosure: Some pages, emails, and digital marketing materials on this site are paid promotions or sponsored placements, and are marked as advertising in accordance with the FTC Endorsement Guides (16 CFR Part 255).

Earnings disclaimer: Any income, savings, or results shown are examples only and are not typical, promised, or guaranteed. Your results depend on your own effort, experience, and circumstances.

Top 5 FTC Disclosures — Clear. Honest. Transparent.

1. Affiliate Disclosure: We disclose that we may earn a commission when someone buys through our links, placed close to the link or recommendation.
Example: “Affiliate Disclosure: Some links on this website are affiliate links. If you make a purchase through one of these links, I may earn a commission at no additional cost to you.”
2. Financial / Educational Disclaimer: Our content is educational, not personalized financial, legal, tax, or investment advice. Shown on every page with financial content.
Example: “The information provided by MY Consumer Compass is for educational and informational purposes only and is not intended as financial, legal, tax, or investment advice.”
3. Results & Earnings Disclaimer: We never imply guaranteed results. Individual results vary. Shown on sales pages and anywhere we talk about money outcomes.
Example: “No income, savings, debt-reduction, or financial results are guaranteed. Examples and testimonials are provided for illustrative purposes and do not guarantee that you will achieve the same or similar results.”
4. Testimonials, Reviews & Endorsements: Any material connection — payment, free products, discounts, or affiliate relationships — is disclosed near the testimonial or review.
Example: “Testimonials reflect the individual experiences of the people providing them. Individual results vary. When a testimonial or recommendation involves compensation, free products, affiliate commissions, or another material relationship, that relationship will be disclosed.”
5. Pricing, Subscription, Cancellation & Refund Terms: Price, billing frequency, auto-renewal, cancellation terms, and refund policy are shown clearly before purchase and at checkout.
Example: “Your membership automatically renews at the stated monthly/yearly price unless canceled. You may cancel according to the cancellation terms shown at checkout. Please review our Refund Policy before purchasing.”

Disclosures are kept clear and conspicuous — easy to notice and understand. Source: Federal Trade Commission Endorsement Guides (16 CFR Part 255). This is not legal advice.

See the full FTC compliance checklist

Effective August 14, 2026

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