Frequently asked questions

What do I get for free?

The Budget Starter Kit (paycheck budget template and weekly reset checklist), the payday calculator, beginner resource guides, a rotating free template each month, and a weekly money-saving email.

Do I need an account?

No. Your budget and worksheet entries are saved in your own browser. Paid access is tied to the email you use at checkout.

How does billing work?

Paid memberships bill monthly and renew until you cancel. There is no lifetime plan for the monthly membership.

Can I cancel?

Yes, anytime from the billing portal on the Upgrade page. You keep access through the end of the period you already paid for.

What is the refund policy?

Request a refund within 7 days of purchase and we will refund it. After 7 days the current period is non-refundable, but you can cancel so you are not billed again.

Is this financial advice?

No. Everything here is educational information and tools only. For advice tailored to your situation, speak with a qualified professional.

Still stuck? Email hillbillysavings2026@gmail.com.