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Choose your access
Start free with the 12-step plan and calculator. Upgrade to unlock the full workbook module library and premium tools — cancel anytime.
Compass Start
Get control of the next paycheck: the 12-step plan, the payday calculator and your first win.
For the first time, you know exactly what this paycheck needs to do.
- ✓Budget Starter Kit
- ✓12-Step Payday Compass
- ✓Basic payday calculator
- ✓Starting Point worksheet
- ✓30-Day Money Reset
- ✓Basic progress tracker
- ✓Weekly payday check-in
- ✓Interactive learning and quiz
Compass Complete
Your guided path through the entire Payday Compass system.
Work through the whole system and build your personal money-management routine.
- ✓Everything in Payday Compass+
- ✓Guided Payday Compass Program — 9 modules
- ✓Guided video lessons
- ✓Payday planning templates
- ✓Bill organization system
- ✓Debt planning tools
- ✓Savings milestones
- ✓Customer-service call scripts
- ✓30-day implementation roadmap
- ✓90-day progress roadmap
What's included in each plan
Compare every feature side by side. Premium is one membership with two ways to pay — monthly or yearly — and you can cancel anytime.
| Feature | Free $0 · forever | Premium $89 / year | Compass Complete $197 one-time |
|---|---|---|---|
| Free community circle access | ✓ | ✓ | ✓ |
| Weekly payday check-in prompts | ✓ | ✓ | ✓ |
| 12-step paycheck-to-paycheck guide | ✓ | ✓ | ✓ |
| Free payday budget calculator | ✓ | ✓ | ✓ |
| Preview every workbook module | ✓ | ✓ | ✓ |
| All 95+ workbook modules unlocked | — | ✓ | ✓ |
| Premium spending & debt calculators | — | ✓ | ✓ |
| Bill calendar with reminders | — | ✓ | ✓ |
| Goals tracker with milestones | — | ✓ | ✓ |
| Branded PDF exports | — | ✓ | ✓ |
| Priority community content | — | ✓ | ✓ |
| Cancel anytime — self-serve, from this page or PayPal | — | ✓ | N/A — one-time |
| No recurring charges | ✓ | — | ✓ |
| Refundable within 7 days | N/A | ✓ | ✓ |
| Future module updates included | ✓ | ✓ | ✓ |
| Progress saved on this device | ✓ | ✓ | ✓ |
| Guided Payday Compass Program — 9 modules | — | — | ✓ |
| Guided video lessons + call scripts | — | — | ✓ |
| 30-day implementation & 90-day roadmaps | — | — | ✓ |
| Included | $89 / year | $197 one-time |
✓ included·— not included
Paid community options need an email and a completed payment — your access is restored on any device with this address. The free community needs neither.
Refund & cancellation policy
- Cancel anytime. The Premium Membership is a recurring monthly (or yearly) subscription — you can cancel anytime from this page (Manage subscription) or in your PayPal account, and keep access until the end of the period you paid for.
- 7-day refunds. The Premium Membership — monthly or yearly — is refundable within 7 days of purchase. Just ask and we'll refund it.
- After 7 days, that payment is locked in. Your membership simply keeps renewing until you cancel, on your own time — no cancellation fees.
Payments are processed securely by PayPal. For educational purposes only. Back to home