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Start free with the 12-step plan and calculator. Upgrade to unlock the full workbook module library and premium tools — cancel anytime.

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Compass Start

$0/ free, forever

Get control of the next paycheck: the 12-step plan, the payday calculator and your first win.

For the first time, you know exactly what this paycheck needs to do.

✓Budget Starter Kit
✓12-Step Payday Compass
✓Basic payday calculator
✓Starting Point worksheet
✓30-Day Money Reset
✓Basic progress tracker
✓Weekly payday check-in
✓Interactive learning and quiz

Visit the free community

Payday Compass+

$12/ per month

Everything you need to run your Payday Compass every payday.

Turn the free payday plan into a money routine you can actually repeat.

Billed monthly. Cancel anytime — you keep access until the end of your billing period.

✓Full Payday Compass system
✓Complete workbook library
✓Spending calculator
✓Debt payoff calculator
✓Bill calendar + reminders
✓Savings/goals tracker
✓Downloadable payday plans
✓Customer Service Academy
✓AI Resource Center
✓Member community

Compass Complete

$197/ one-time

Your guided path through the entire Payday Compass system.

Work through the whole system and build your personal money-management routine.

✓Everything in Payday Compass+
✓Guided Payday Compass Program — 9 modules
✓Guided video lessons
✓Payday planning templates
✓Bill organization system
✓Debt planning tools
✓Savings milestones
✓Customer-service call scripts
✓30-day implementation roadmap
✓90-day progress roadmap

See the program

What's included in each plan

Compare every feature side by side. Premium is one membership with two ways to pay — monthly or yearly — and you can cancel anytime.

Comparison of Compass Start, Payday Compass+ and Compass Complete features
Feature	Free $0 · forever	Premium $12 / month	Compass Complete $197 one-time
Free community circle access	✓	✓	✓
Weekly payday check-in prompts	✓	✓	✓
12-step paycheck-to-paycheck guide	✓	✓	✓
Free payday budget calculator	✓	✓	✓
Preview every workbook module	✓	✓	✓
All 95+ workbook modules unlocked	—	✓	✓
Premium spending & debt calculators	—	✓	✓
Bill calendar with reminders	—	✓	✓
Goals tracker with milestones	—	✓	✓
Branded PDF exports	—	✓	✓
Priority community content	—	✓	✓
Cancel anytime — self-serve, from this page or PayPal	—	✓	N/A — one-time
No recurring charges	✓	—	✓
Refundable within 7 days	N/A	✓	✓
Future module updates included	✓	✓	✓
Progress saved on this device	✓	✓	✓
Guided Payday Compass Program — 9 modules	—	—	✓
Guided video lessons + call scripts	—	—	✓
30-day implementation & 90-day roadmaps	—	—	✓
	Included	$12 / month	$197 one-time

✓ included·— not included

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Refund & cancellation policy

Cancel anytime. The Premium Membership is a recurring monthly (or yearly) subscription — you can cancel anytime from this page (Manage subscription) or in your PayPal account, and keep access until the end of the period you paid for.
7-day refunds. The Premium Membership — monthly or yearly — is refundable within 7 days of purchase. Just ask and we'll refund it.
After 7 days, that payment is locked in. Your membership simply keeps renewing until you cancel, on your own time — no cancellation fees.

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